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Cost guide

What does it cost to repair stone chips in my car paint

By the Straight Line Auto Repairs Ltd team

Last updated:

Paint chip repair cost explained: single chips, clusters on a bonnet, rust in the chip and paint type, with the factors behind the quote and a free estimate.

What it costs · 7 min read

In short

The cost depends on preparation, panel count, existing paint condition, colour-matching work and the finish required. A free, no-obligation estimate confirms the cost for your vehicle.

For a driver who has noticed chips on the bonnet, front bumper or door edges and wants to know whether it is a quick touch in or a panel refinish, and what each costs.

Stone chip repair: what the process involves

  1. 01The area is cleaned and degreased so nothing sits under the new paint.
  2. 02Any bare metal at the base of the chip is treated and primed so corrosion cannot creep under the surrounding paint.
  3. 03Colour is built up in thin layers, matched to the paint code, until the chip is level with the paint around it.
  4. 04Lacquer is applied and blended into the surrounding clear coat, then finished so the repair sits flush.

Where chips come from and why they matter

Stone chips are thrown up by the car in front, which is why they gather on the bonnet leading edge, the front bumper, the mirrors and the lower doors. Each one is a tiny impact that knocks out lacquer and colour, and on a steel panel the deeper ones expose metal. Left alone, moisture gets in and a brown ring of rust starts to creep under the surrounding paint.

That is the real reason to deal with chips early. Sealing a chip is a small job. Cutting out rust that has spread under the paint is a much bigger one.

Cost factors for paint chip work

How paint damage changes the repair
SituationWhat we doWhat affects the cost
Single stone chipTouch in and blendDepth, affected area and whether paint is needed affect the cost
Multiple chips on one panelFill and blend across the panelMore affected panels mean more preparation and refinishing
Panel too heavily chippedFull panel respray, solid colourPreparation, paint depth and refinishing area affect the cost

What decides which band you land in

  • How many chips there are: a handful can be treated individually, a peppered leading edge is quicker and neater to refinish as a panel.
  • Whether rust has started: a chip with a brown halo needs the corrosion removing before it is sealed.
  • Location: chips on a bumper sit on plastic and will not rust, chips on a steel bonnet or door edge will.
  • Paint type: metallic and pearl finishes need careful blending so the repaired spot does not show as a darker or lighter dot.

Touch in, SMART repair or respray

For one or two small chips, a careful touch in seals the metal and makes the mark far less obvious. It is a cosmetic repair, and on close inspection you may still see it. Filling and blending a stone chip as a SMART repair treats only the damaged area and gives a neater result where the chip is in a prominent spot.

Where the leading edge of a bonnet or the face of a bumper is covered in chips, spot repairing each one costs more in time than it saves, and a panel refinish gives a cleaner, uniform finish. We will tell you which route makes sense for your car rather than defaulting to the most expensive one.

Paint chip repair in brief

  • Single chips are a small job, clusters are priced as panel work.
  • Chips on steel panels should be sealed before rust starts.
  • Heavily chipped bonnets are usually better refinished as a panel.

Questions people ask us

Is stone chip repair worth it on an older car?
Often it is, particularly where a chip has reached bare metal, because treating it stops rust spreading under the paint. On a car with many chips across the front, refinishing the affected panel can be more sensible than treating each chip, and a free estimate will set out both options.
Is a touch up pen good enough for stone chips?
For small chips a pen can seal the metal and reduce how obvious they look. It will not make a deep scratch disappear, and on larger or clustered chips a filled and blended repair looks far better.
Should I fix a single stone chip?
If it has gone down to metal on a steel panel, yes. Sealing it early stops rust spreading under the paint, which is much dearer to put right later.
When is a bonnet respray better than chip repair?
When the leading edge is covered in chips. Treating each one individually takes longer than refinishing the panel, and a respray gives a more even finish.

Chips on your bonnet or bumper

Send a couple of photos in daylight and we will tell you whether a touch in, a SMART repair or a panel refinish makes sense, with a free no-obligation estimate.

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